Author: Sebastian Larsson

Machine learning is a powerful tool to use when working with credit decisions. It has the potential to increase the accuracy significantly compared to using traditional logistic regression and scorecard development. Although plenty of machine learning...

Are you interested to start using artificial intelligence (AI) in your credit underwriting business? Here are two lessons that I have learnt, which might help you convince your organization to use AI. Artificial Intelligence improves credit scoring...

It is no secret that Artificial Intelligence (AI) improves credit underwriting – however, we often receive the question why AI improves credit underwriting. This blog post includes three reasons why AI outperform traditional credit underwriting (e.g...

Are you interested to transform your credit decision processes using AI to reveal the bigger picture of your loan applicants? This in order to increase conversion, decrease credit losses and more effectively retrain and deploy new models to stay competitive...

How can you as a creditor increase your lending portfolio without adding risk? The answer is simple: Find the good borrowers which traditional credit scoring techniques oversees and rejects. And they do exist – traditional methods, such as...