Evispot, Author at Evispot

Shapley value

Written by Evispot. Posted in Glossary, s.

Shapley explanations are a technique with credible theoretical support that presents consistent global and local variable contributions. Local numeric Shapley values are calculated by tracing single rows of data through a trained tree ensemble and...

Swap-out

Written by Evispot. Posted in Glossary, s.

Swap-out is a previously accepted loan which with the newly develop model and/or setting will be denied. SInce the swap-out previously was accepted is an actual label available.

Swap-in

Written by Evispot. Posted in Glossary, s.

Swap-in is a previously denied loan which with the newly developed model and/or settings will be accepted. Since the swap-in previously was declined there is no actual label available.

Profit per loan

Written by Evispot. Posted in Glossary, p.

Profit per loan is the total profit calculated for every loan expressed as a percentages. The profit per loan is calculated by subtracting all the revenues with all the cost.Profit per loan = (Loan Income – Loan cost)/Loan amount Loan...

Return on Equity (ROE)

Written by Evispot. Posted in Glossary, r.

Return on equity (ROE) is a measure of financial performance calculated by dividing net income by shareholders’ equity. Because shareholders’ equity is equal to a company’s assets minus its debt, ROE is considered the return on net assets....

Return On Risk Adjusted Capital (RORAC)

Written by Evispot. Posted in Glossary, r.

The return on risk-adjusted capital (RORAC) is a rate of return measure commonly used in financial analysis, where various projects, endeavors, and investments are evaluated based on capital at risk. Projects with different risk profiles are easier...

Author: Evispot

Shapley value

Swap-out

Swap-in

Profit per loan

Return on Equity (ROE)

Return On Risk Adjusted Capital (RORAC)

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