Profit per loan

Profit per loan is the total profit calculated for every loan expressed as a percentages. The profit per loan is calculated by subtracting all the revenues with all the cost.Profit per loan = (Loan Income – Loan cost)/Loan amount  Loan...

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Probability of Default (PD)

Probability of Default is the likelihood over a specified period, usually one year, that a borrower will not be able to make scheduled repayments. It can be applied to a variety of different risk management or credit analysis scenarios. Sometimes...

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Machine learning in credit decisions

Leveraging machine learning for smarter lending and obtain insights into the technology behind 100% transparent machine learning models.

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