Author: Evispot

Other overhead costs

Other overhead costs or operating costs are associated with the maintenance and administration of a business on a day-to-day basis. Operating cost is a total figure that include direct costs of goods sold (COGS) from operating expenses (which exclude...

Continue reading

Marketing cost

Marketing costs are the all expenses that the company makes to market and sell its products and develop and promote its brand. These marketing costs or expenses include expenses incurred to change the title of goods, promotion of goods, advertisements,,...

Continue reading

Financing cost

Financing cost or the cost of funds is a reference to the interest rate paid by financial institutions for the funds that they use in their business. The cost of funds is one of the most important input costs for a financial institution since a lower...

Continue reading

Risk-Weighted Asset

Risk-weighted assets are used to determine the minimum amount of capital that must be held by banks and other financial institutions in order to reduce the risk of insolvency. The capital requirement is based on a risk assessment for each type of...

Continue reading

Capital Cover Rate

Capital Cover Rate or Capital Adequacy Ratio (CAR) is a measurement of a bank’s available capital expressed as a percentage of a bank’s risk-weighted credit exposures. The capital adequacy ratio, also known as capital-to-risk weighted...

Continue reading

© Evispot 2022 All rights reserved.

Machine learning in credit decisions

Leveraging machine learning for smarter lending and obtain insights into the technology behind 100% transparent machine learning models.

A link to download the file will be sent to your inbox.