Swap-in
Swap-in is a previously denied loan which with the newly developed model and/or settings will be accepted. Since the swap-in previously was declined there is no actual label available.
Profit per loan
Profit per loan is the total profit calculated for every loan expressed as a percentages. The profit per loan is calculated by subtracting all the revenues with all the cost.Profit per loan = (Loan Income – Loan cost)/Loan amount
Loan...
Return on Equity (ROE)
Return on equity (ROE) is a measure of financial performance calculated by dividing net income by shareholders’ equity. Because shareholders’ equity is equal to a company’s assets minus its debt, ROE is considered the return on net assets....
Return On Risk Adjusted Capital (RORAC)
The return on risk-adjusted capital (RORAC) is a rate of return measure commonly used in financial analysis, where various projects, endeavors, and investments are evaluated based on capital at risk. Projects with different risk profiles are easier...
Acceptance Rate
Acceptance Rate is the number of accepted loans divided by the total number of loans.
Volume Rate
Volume Rate is the accepted loan volume divided by the total loan volume.
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